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Understanding Credit Cards: Their Purpose, Benefits, and Potential Drawbacks

Understanding Credit Cards

Credit cards. Millions of consumer purchases rely on them, but we also have a love/hate relationship with them. Although credit cards can be a useful tool for managing your finances,…

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  • Personal Finance, Financial protection, Our Study

How to Use Credit Cards to Improve Your Credit Score

Improve Your Credit Score

Credit cards frequently serve as a warning about how to handle your money improperly. Credit cards can, however, be one of the quickest and simplest ways to establish and raise…

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  • Personal Finance, Our Study, Retirement planning

What is a 401 k Plan and how does it work?

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When a worker signs up for a 401(k), they consent to have a portion of each paycheck put directly into an investing account. A portion or the entire contribution may…

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  • Personal Finance, Saving

How To Choose The Best High-Yield Savings Accounts for You

How To Choose The Best High-Yield Savings Accounts for You

It might be difficult to figure out whether what you see advertised is being supplied by an actual bank while looking for the finest high-yield savings offerings. You’ll see offers…

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  • Personal Finance, Our Study

If You’re Concerned About the Economy, Here’s What You Can Do

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A second-quarter decrease in the gross domestic product has sparked recession fears among some corporate executives, economists, and Americans. Inflation is at or near its highest level in decades. Rising…

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  • Personal Finance, Our Study

Who Qualifies for Biden’s student loan forgiveness Scheme?

Biden student loan forgiveness Scheme

In an effort to aid the more than 40 million Americans who collectively owe $1.7 trillion in debt, President Biden revealed a plan on Wednesday to forgive thousands of dollars…

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  • Personal Finance, Financial protection, Our Study

How to Benefit from Rising Interest Rates

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In the continued effort by the central bank to control excessive inflation, Federal Reserve Chairman Jerome Powell made it apparent on Friday that interest rates were expected to rise further.…

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  • Debt, Investing, Personal Finance, Saving, Tax Saving

Senior Citizens Saving Scheme – SCSS

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The Senior Citizens Saving Scheme (SCSS) was created to meet the post-retirement needs of those who have reached the age of 60 or older, as well as those who have…

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  • Personal Finance, Saving

What Are Savings?

What Are Savings?

Savings refers to the money left over after a person has deducted their consumer expenditure from their disposable income over a period of time. After all expenditures and responsibilities have…

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